UNIFINA COOKIE POLICY

This Cookie Policy explains how Unifina Limited ("Unifina," "we," "us," or "our") uses cookies and similar technologies when you visit our website www.unifina.com.ng (the "Website").

This Cookie Policy should be read together with our Privacy Policy, which explains how we collect, use, and protect personal information.

By using our Website, you agree to the use of cookies as described in this Cookie Policy, unless you disable them through your browser settings or cookie preferences (where available).

1. WHAT ARE COOKIES?

Cookies are small text files stored on your device (computer, phone, tablet) when you visit a website. Cookies help websites recognize your device and remember certain information about your visit.

Cookies may be:

• Session cookies (deleted when you close your browser), or
• Persistent cookies (stored for a longer period until deleted)

2. WHY WE USE COOKIES

We use cookies and similar technologies to:

• Ensure the Website functions properly
• Improve Website performance and user experience
• Understand how visitors use our Website
• Prevent fraud and enhance security
• Remember preferences (where applicable)

3. TYPES OF COOKIES WE MAY USE

3.1 Strictly Necessary Cookies

These cookies are essential for the Website to function properly. They cannot be switched off in our systems.

They are used for:

• Basic site functionality
• Security features
• Load balancing and performance stability

3.2 Performance and Analytics Cookies

These cookies help us understand how visitors interact with the Website by collecting information such as:

• Pages visited
• Time spent on pages
• Clicks and navigation behavior
• Browser and device type

This helps us improve Website design and performance.

3.3 Functionality Cookies

These cookies allow the Website to remember your preferences and settings, such as:

• Language preferences
• Region settings
• Previously selected options

3.4 Advertising and Marketing Cookies (If Applicable)

We may use marketing cookies to:

• Measure the effectiveness of advertising campaigns
• Show relevant ads on third-party platforms (where applicable)

Note: If Unifina does not run ads or retargeting, this category can be removed from this Cookie Policy.

4. THIRD-PARTY COOKIES

Some cookies may be placed by third-party services that appear on our Website or that we use for analytics, performance monitoring, or security.

These third parties may collect information directly from your browser and may use cookies according to their own privacy policies.

Examples may include:

• Analytics providers (e.g., Google Analytics)
• Website security services
• Customer support tools (if embedded on the website)

Unifina does not control third-party cookies, and we recommend reviewing their policies for more information.

5. MANAGING COOKIES

You can control and manage cookies in several ways:

5.1 Browser Settings

Most browsers allow you to:

• View what cookies are stored
• Delete cookies
• Block all cookies
• Block cookies from specific websites

Please note: If you disable cookies, some parts of the Website may not function properly.

5.2 Cookie Consent Banner (If Enabled)

Where required, Unifina may display a cookie banner that allows you to accept or reject non-essential cookies.

6. DO NOT TRACK SIGNALS

Some browsers offer a "Do Not Track" ("DNT") setting. There is currently no universal standard for DNT signals, so our Website may not respond to DNT settings.

7. CHANGES TO THIS COOKIE POLICY

We may update this Cookie Policy from time to time.

When we do:

• We will update the "Last Updated" date at the top of this page
• We may notify you through the Website where appropriate

Your continued use of the Website means you accept the updated Cookie Policy.

8. CONTACT US

If you have questions about this Cookie Policy, contact us:

Unifina Limited
Website: www.unifina.com.ng
Email: support@unifina.com.ng